2025 Benefits Open Enrollment

Open Enrollment for the 2025 calendar year is active from Monday, October 21st  through 11:59 PM on Friday, November 1st.

This is your annual opportunity to review your current coverage, consider any changes in your life this past year or any anticipated changes on the horizon in 2025. 

Some important things to know as we approach Open Enrollment for 2025: 

  • CareFirst BlueCross BlueShield remains our medical and prescription drug coverage provider in 2025
  • The Basic PPO plan will shift to a more transparent model of copay for in-network office visits, instead of the deductible and coinsurance. In addition, the deductible and out of pocket maximums for the basic plan have increased.
  • Following IRS rules, the annual deductible for the HSA plan has increased to $1,650 for self-only coverage and $3,300 for family coverage for in-network benefits
  • Medical rates increase by 3%
  • Dental coverage is still with MetLife, however rates increase by 2.1%
  • There are no changes to Vision benefits  - 
    • Vision coverage is still with UHC Vision
  • If you decide to keep your same benefits coverage as you currently have in 2024, re-enrollment is only necessary if you would like to take advantage of a Health Care and/or Dependent Care Flexible Spending Accounts (FSAs).

We are showing our commitment to your well-being by offering meaningful and flexible benefits that support your physical, emotional, and financial health. It’s up to you to choose what’s right for you and your family. 

  • Take Action

    Log into our site employeebenefits.catholic.edu to make your elections beginning Monday, 10/21. As a reminder, please use your Cardinal Credentials to login. Once logged in, click on the "Start Here" button to begin the enrollment process. Open enrollment ends at 11:59 PM on Friday, 11/1, so be sure to finalize your submissions by that time. 

    Please note:

    • The 2025 Benefits Booklet and Summary of Benefits documents are available on the employeebenefits.catholic.edu enrollment site. 

    • This year’s Open Enrollment period is a “passive enrollment.” That is, you will be auto-enrolled with your current benefits with the exception of the Health Care and Dependent Care Flexible Spending Accounts (FSAs), if you do not make any changes during Open Enrollment. You do need to enroll if you will use FSA in 2025.

  • Get Informed

    Benefits Fair:

    Join us at CUA’s Benefits Fair on Tuesday, 10/22!

    Tuesday, 10/22 from 10:00-3:00, Pryzbyla Center Great Room

    Representatives from CareFirst, Further MetLife, Carebridge, and more will be there to share information about the University’s available benefits and answer questions. 
    In addition, compete in the rowing and step up challenges, enjoy a mason jar salad demonstration and destress with a seated massage. Stop by the event for giveaways and opportunities to win fun prizes! 

    Biometric Screening:
    Appointments are also available on campus on Tuesday, 10/22 to those who are currently enrolled in one of CUA’s CareFirst medical plans during 2024. As an added benefit, by completing the health screening and selecting a Primary Care Physician, members can earn a $75 incentive through Blue Rewards! Click here to register for your appointment, while they last! 

    *Enter Screening Key: CAR31 and when registering, use Last Name +1111 for your password instead of the last 4 of your SSN.

    Questions about Medical Benefits: 
    Call CareFirst    . If you have questions about your personal medical benefits, a CareFirst representative is ready and available to help you by calling 833-960-4030 Monday-Friday, 8 a.m. to 6 p.m.

  • Additional Benefits Events

    TIAA 403(b) Retirement Plan - Exciting Changes Coming in 2025!
    Although eligible participants may update their retirement plan contribution elections at any point during the year, we are excited to announce that plan enhancements and a change in eligibility will be coming to the plan during 2025. These changes include changes to TIAA contracts and fee structures that modernize the Plan and enable the university to offer additional fund options in the future, and most notably, will lower the eligibility age from 26 to 21 after a year of service. More details will follow with specifics and timing of these changes as we approach 2025. 
     
    CareFirst BlueRewards Program:
    • Current CareFirst Participating members must complete incentive activities for 2024 by 11/30/24 and redeem rewards by 12/15/24.


    Tuition Exchange Applications for AY 2025-2026 - Deadline extended to 2/1/2025!


    Flu Vaccination Clinics on Campus
    The University has partnered with Albertson’s Pharmacy to host flu immunization clinics on campus between 8:30 AM-4:30  PM in Caldwell Auditorium on the following dates. Click here to schedule your appointment.

    • Wednesday, 10/23/24
    • Thursday, 11/7/24
    • Wednesday, 11/13/24


    Carebridge
    Carebridge offers webinars on a variety of topics. Upcoming sessions will be posted here soon! 

  • Open Enrollment FAQ

    Do you have questions about Open Enrollment FSA or HSA? We have answers in our FAQ.

    Learn More