Domestic Students

Domestic students with 12 or more billed credits, are required to have medical insurance.  If you believe you have adequate medical insurance and do not wish to be enrolled in The Catholic University of America student medical insurance Premium plan, an online waiver must be completed and approved by February 7, 2025. If the online waiver is not completed and approved on or before February 7, 2025, you will be enrolled in The Catholic University of America student Premium insurance medical plan and you will be responsible for paying the premium of $3,013.03  Waiver submissions may be audited by Aetna Student Health, and or their contractors or representatives. 

Below lists the insurance requirements for domestic students.  Your insurance must:

• Provide coverage through the Academic Year
• Provide both emergency and non-emergency health care
• Cover ambulance transport within a 50 mile radius of The Catholic University of America - Washington,  DC campus
• Provide inpatient and outpatient mental health benefits
• Provide inpatient and outpatient medical care
• Be provided by a company licensed to do business in the US with (a) U.S. claims office, (b) a U.S. phone number. (c) plan literature available in English, and (d) benefits provided in accordance with the Affordable Care Act (ACA) 

International Students

All International students holding a F1 or J1 visa (regardless of billed credit hours) are automatically enrolled in The Catholic University of America medical insurance plan unless an online waiver is submitted and accepted by February  7, 2025.  All J1 Visa students, except international exchange students, will be required to provide coverage documents and or other records demonstrating that your current medical plan meets the school’s requirements for waiving the student medical insurance plan.  By submitting a waiver request, you agree that your current insurance plan may be contacted for confirmation that your coverage is in force for the applicable policy year and that it meets waiver requirements.  Waiver submissions will be audited by Aetna Student Health, and or their contractors or representatives.  Please note: International exchange students are not eligible for The Catholic University of America's medical insurance plan.

Below lists the insurance requirements for F1 visa students.  Your insurance must:

• Provide coverage through the Academic Year
• Provide both emergency and non-emergency health care
• Cover ambulance transport within a 50 mile radius of The Catholic University of America - Washington,  DC campus
• Provide inpatient and outpatient mental health benefits
• Provide inpatient and outpatient medical care
• Be provided by a company licensed to do business in the US with (a) U.S. claims office, (b) a U.S. phone number. (c) plan literature available in English, and (d) benefits provided in accordance with the Affordable Care Act (ACA) 

Below lists the insurance requirements for J1 visa students.  Your insurance must:

• Provide coverage through the Academic Year
• Provide both emergency and non-emergency health care
• Cover ambulance transport within a 50 mile radius of The Catholic University of America - Washington, DC campus
• Provide inpatient and outpatient mental health benefits
• Provide inpatient and outpatient medical care
• Have medical evacuation benefit of at least $50,000
• Have repatriation coverage of at least $25,000
• Be provided by a company licensed to do business in the US with (a) U.S. claims office, (b) a U.S. phone number. (c) plan literature available in English, and (d) benefits provided in accordance with the Affordable Care Act (ACA) 

If you want to be covered under one of The Catholic University of America student medical insurance plans, please enroll by logging in to the Aetna Enrollment Site using your 7 digit student ID number located on your Cardinal Card no later than February 7, 2025. If you know that you would like to have coverage, please complete your enrollment online and do not wait to be automatically enrolled. This ensures that your coverage will show as active promptly.   Please see below for additional information.

Domestic Students

Domestic students billed for less than 12 credits must complete an online enrollment application to have coverage under one of the The Catholic University of America student medical insurance plans.  If an online enrollment application is not completed on or before February 7, 2025, you will not be enrolled in The Catholic University of America student medical insurance plan. This applies even if the student medical insurance charge appears on your account, as it will be automatically removed.  A "full time student" designation does not always mean you are billed for 12 or more credits. It is important to check the exact number of credits you are billed for in Cardinal Station. 

Students must be billed for at least 6 credits to be eligible for enrollment in the student medical insurance plan. This 6 credit minimum does not apply for dissertation students that are only billed for 1 credit. If Aetna determines that you are enrolled in the student medical insurance plan and fall below 6 credits, health coverage may be terminated, and any paid claims collected. 

International Students

It is still required for all International students holding a F1 or J1 visa (regardless of billed credit hours) to enroll or waive coverage in The Catholic University of America student medical insurance plans by submitting their enrollment through the Aetna enrollment website.  However, if action is not taken by February 7, 2025, you will be automatically enrolled in The Catholic University of America's Premium insurance medical plan with a fee of $3,031.03.  Please note: International exchange students are not eligible for The Catholic University of America's medical insurance plan.

Please Note:  Students not enrolled for courses as a Graduate, Undergraduate, or Law School student are not eligible to enroll in the student medical insurance; even if on an approved medical or academic leave. If a student enrolls online, they will be removed from coverage without notification. Students who are approved for a medical or academic leave of absence 31 days after the start of the semester will remain covered under the plan for the policy year.

In the event that you do not enroll during the initial enrollment/waiver period that ends on February 7, 2025, you are not eligible to enroll in the student medical insurance plan unless you have a qualifying event.  The Catholic University of America reserves the right to request documentation to verify a qualifying event in order to determine plan eligibility.

A qualifying event would include the following:

• Loss of coverage due to a change in job status when coverage is provided by your employer.
• Loss of coverage due to a change in marital status.

The following are not considered qualifying events:

• If you voluntarily choose to cancel your own private exchange policy or employer provided coverage during the plan year, you may not request to be added to the Student Medical Plan mid-year.
• If you become a full time student during the academic year, you may not request to be added to the Student Medical Plan mid-year.

Beginning with the Fall 2023 plan year Dependent coverage is now an available option under The Catholic University of America student medical insurance plan. 

Resources

2024-2025 Aetna SBC (Basic Plan)

2024-2025 Aetna SBC (Premium Plan)

Questions

• Need help navigating the enrollment/waiver website, please contact The Catholic University of America Call Center.  Phone:1-800-489-1390; Fax: 203-568-8396; Email: benefitsupport@alliant.com.
• Need assistance in one of the following areas, please contact Aetna. Phone: 1-866-577-6692.

Claims Information