The Student Medical Insurance Waiver and Enrollment Website is now open.

The deadline to enroll or waive is January 27, 2020.

The Catholic University of America’s student health insurance is underwritten by Aetna Student Health. The plan provides coverage from January 1, 2020 through August 13, 2020. The fee for the coverage is $2,345. The deadline to waive/enroll is January 27, 2020. If you would like to waive/enroll, please go to Aetna Waiver and Enrollment Site using the 7 digit student ID number found on your Cardinal Card. If you miss this deadline, the $2,345 will NOT be removed from your account. (Even if you have comparable medical insurance through your parents or on your own with another insurance company.) 

WAIVER INFORMATION: 

Domestic students with 12 or more billed credits, are required to have medical insurance.  If you believe you have adequate medical insurance and do not wish to be enrolled in The Catholic University of America student medical plan, an online waiver must be completed and approved by January 27, 2020. If the online waiver is not completed and approved on or before January 27, 2020, you will be enrolled in The Catholic University of America student medical plan and you will be responsible for paying the premium.

If you would like to waive/enroll, please go to Aetna Waiver and Enrollment Site using the 7 digit student ID number found on your Cardinal Card. 

Insurance requirements for Domestic students.  Your insurance must:

  • Provide coverage through May 31, 2020
  • Provide both emergency and non-emergency health care
  • Cover ambulance transport within a 50 mile radius of The Catholic University of America Washington DC campus
  • Have a plan maximum of at least $500,000 per policy year
  • Provide emergency coverage if you travel out of the United States
  • Have a plan deductible equal to or less than $6,500

All International students, (except international exchange students), holding a F1 or J1 visa (regardless of billed credit hours): are automatically enrolled in The Catholic University of America Medical Insurance Plan unless an online waiver is submitted and accepted by January 27, 2020. International exchange students are not eligible for The Catholic University of America's Medical Insurance plan.  All J1 Visa students, except international exchange students, will be required to provide coverage documents and or other records demonstrating that your current medical plan meets the school’s requirements for waiving the student medical insurance plan. Waiver submissions will be audited by Aetna Student Health, and or their contractors or representatives. 

If you would like to waive/enroll, please go to Aetna Waiver and Enrollment Site using the 7 digit student ID number found on your Cardinal Card. 

Insurance requirements for F1 students.  Your insurance must:

  • Provide coverage through May 31,2020
  • Provide both emergency and non-emergency health care
  • Cover ambulance transport within a 50 mile radius of The Catholic University of America Washington, DC campus
  • Have an annual plan maximum of at least $500,000
  • Provide emergency coverage if you travel out of the United States
  • Have a plan deductible equal to or less than $6,500

Insurance requirements for J1 students. Your insurance must:

  • Provide coverage through May 31, 2020
  • Provide both emergency and non-emergency health care
  • Cover ambulance transport within a 50 mile radius of the Washington DC campus
  • Have an annual plan maximum of at least $500,000 
  • Provide emergency coverage if you travel outside of the United States
  • Have a plan deductible equal to or less than $6,500

In addition, the U.S. Department of State Requires for J1 students to have medical insurance that meets or exceeds the following minimum levels

  • Have medical evacuation benefit of at least $50,000
  • Have repatriation coverage of at least $25,000
  • Have a claims administrator based in the United States as well as a US based phone number and address for claims submission
  • Have medical benefits of at least $100,000 per accident or illness
  • Pay 75% or more of the medical costs per injury or illness

Any policy, plan or contract secured to fill the above requirements must also meet at least one of the following minimum requirements:

  1.   Have a policy underwritten by an insurance carrier with one of the following ratings:
    • An A.M. Best rating of “A-“ or above;
    • A McGraw Hill Financial/Standard & Poor’s Claims paying Ability rating of “A-“ or above;
    • A Weiss Research, Inc. rating of “B+” or above;
    • A Fitch Ratings, Inc. rating of “A-“ or above;
    • A Moody’s Investor Services rating of “A3” or above;
    • or such other rating as the Department of State may from time to time specify; or
  2. Backed by the faith and credit of the government of the exchange visitor's home country; or
  3. Part of a group health benefits program offered to employees or enrolled students by a designated sponsor; or
  4. Offered through or underwritten by a federally qualified Health Maintenance Organization, or eligible Competitive Medical Plan determined by the Centers for Medicare and Medicaid Services of the U.S. Department of Health and Human Services.

If you would like to waive/enroll, please go to Aetna Waiver and Enrollment Site using the 7 digit student ID number found on your Cardinal Card.

ENROLLMENT INFORMATION:

Domestic students enrolled in less than 12 credits must complete an online enrollment application to have coverage under The Catholic University of America student medical plan.  If an online enrollment application is not completed on or before January 27, 2020, you will not be enrolled in The Catholic University of America student medical insurance. This applies even if the student medical insurance charge appears on your account, as it will be automatically removed.  A 'full time student' designation does not always mean you are billed for 12 or more credits. It is important to check the exact number of credits you are billed for in cardinal station. 

Students must be billed for at least 6 credits to be eligible for enrollment in the student health plan. This 6 credit minimum does not apply for dissertation students that are only billed for 1 credit. If Aetna determines that you are enrolled in the student health plan and fall below 6 credits, health coverage may be terminated, and any paid claims collected. 

 If you would like to waive/enroll, please go to Aetna Waiver and Enrollment Site using the 7 digit student ID number found on your Cardinal Card.

IMPORTANT INFORMATION:

In the event that you do not enroll during the initial Enrollment/Waiver period that ends on January 27, 2020, you are not eligible to enroll in the Student Medical Plan unless you have a qualifying event.

A qualifying event would include the following:

  • Loss of coverage due to a change in job status when coverage is provided by your employer.
  • Loss of coverage due to a change in marital status.

The following are NOT considered qualifying events:

  • If you voluntarily choose to cancel your own private, Exchange policy or employer provided coverage during the plan year, you may not request to be added to the Student Medical Plan mid-year.
  • If you become a full time student during the academic year, you may not request to be added to the Student Medical Plan mid-year.

The Catholic University of America reserves the right to request documentation to verify a qualifying event in order to determine plan eligibility.

**Please note that students not enrolled for courses as a Graduate, Undergraduate, or Law School student are not eligible to enroll in the student medical insurance; even if on an approved medical or academic leave. If a student enrolls online, they will be removed from coverage without notification. Students who are approved for a medical or academic leave of absence 31 days after the start of the semester will remain covered under the plan for the policy year.**

Please note that as of August 14, 2011, dependents are no longer eligible for coverage under The Catholic University of America student health insurance plan. 

Current Plan Information

2019-2020 Aetna Plan Design and Benefits Summary
2019-2020 Aetna Plan Summary
Cost Estimator Form 

WHERE TO GET HELP: 

Contact Aetna Student Health 1.866.577.6692 for: 

  • Help navigating the enrollment/waiver website
  • Medical ID cards
  • Insurance benefits
  • Claims processing
  • Pre-certification requirements
  • List of preferred physicians
  • International waivers 

CALL CENTER 

Questions? Contact The Catholic University of America Call Center for help navigating the enrollment/waiver website