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403(b) contribution changes
The IRS announced the amended Retirement limits for the tax year 2025. The Social Security wage base increased from $168,600 to $176,100. The 403(b) elective contribution limit increased from $23,000 to $23,500. The "catch-up" limit remains the same at $7,500.
To enroll or change your employee contributions, please complete our online 403(b) Salary Reduction Form.
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Form W-4 Employee’s Withholding Certificate
The IRS released a redesigned Form W-4 Employee’s Withholding Certificate for the 2020 tax year. This form is valid through the 2025 tax year.
Completing the W-4 is a complex process, particularly for married couples or individuals with multiple jobs or income streams. Please visit the IRS.gov/W4 website for documentation and a Tax Withholding Estimator (calculator) that can help you with Form W-4.
Members of the university community should know:
- New hires and current employees who require changes to withholding must complete Form W-4.
- Current Students and Non-Resident Aliens who claimed EXEMPT from Withholding must file a Form W-4 if they expect to have zero Federal Tax obligation. They should write EXEMPT or N/A in space below Step 4(c) on the Form W-4.
- Any exempt filing will be changed to S-0.
Please read more about IRS Form W-4 changes.
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Federal Annual Standard Deduction for 2025
- Married, Filing jointly or qualified widow(er): $30,000
- Single or Married, Filing separately: $15,000
- Head of Household: $22,500
NOTE: The personal exemption for tax year 2025.
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Social Security Wage Base for 2025
- Social Security Taxable Wage Limit: $176,100 increased from $168,600 in 2024
- Social Security Tax Rate: 6.20%
- Medicare Taxable Wage Limit: no limit
- Medicare Tax Rate: 1.45%
- Additional Medicare Employee Wage base: starts at $200,000
- Additional Medicare employee Tax Rate on over $200,000: 0.90%